
Assisted living communities in Oklahoma provide housing, meals, and personal care for older adults who need help with daily activities while maintaining their independence. The average monthly cost of assisted living in Oklahoma is $4,563, according to A Place for Mom’s proprietary data. From Oklahoma City to Tulsa to smaller towns like Beaver, families will find a range of assisted living options across the state, often at a lower cost of living than many other parts of the country.

We’ve been very impressed with Victorian Estates. Everyone there is welcoming and professional, and they go out of their way to make residents feel comfortable. It’s a clean, pleasant place, and we feel...
They are honest and extremely friendly. I strongly recommend Legacy. The only way they could improve would be better food but that is it.
Recently moved my mom in and it’s been great every day since. She has great care from all staff. She has blossomed from all the socialization and she really likes it there. Before moving into countryside she...
We’ve been very impressed with Victorian Estates. Everyone there is welcoming and professional, and they go out of their way to make residents feel comfortable. It’s a clean, pleasant place, and we feel...
Staff is great food is very good, it's a very clean place! They have activities every day with outings! She has small one bedroom, but is quite a bit bigger than a lot of one bedroom units at most places.
The staff has been great from the day we moved her in until now. And very friendly. Her room is kept clean. They encourage participation in activities and mealtime.
We’ve been very impressed with Victorian Estates. Everyone there is welcoming and professional, and they go out of their way to make residents feel comfortable. It’s a clean, pleasant place, and we feel...
Staff is great food is very good, it's a very clean place! They have activities every day with outings! She has small one bedroom, but is quite a bit bigger than a lot of one bedroom units at most places.
The staff has been great from the day we moved her in until now. And very friendly. Her room is kept clean. They encourage participation in activities and mealtime.
My family member is there they have catered to all his needs. If I have a concern they will take care of it immediately without any problems. The patient and their family comes first. Caring and willing...
The staff was absolutely great. Best we experienced in being at 4 different assisted living spaces. Food was good enough. Hospice services were amazing.
I don't think they have an Exec Director and haven't for several months. Plumbing issues took a month to be resolved but not the maintenance folks fault as they had to order parts on their own credit cards...
Legends at Mingo Road has been fantastic. My father was in memory care and died 3 weeks after he moves in. No fault of Legends as he was far into Alzheimer's. My mother is in assisted and is having...
We're very pleased with the room and physical layout of the facility. Staff are very friendly and professional. Definitely would choose Legend again.
In Oklahoma, the average monthly starting cost of assisted living is around $4,563, which is $54,756 per year, according to A Place for Mom’s proprietary data. This amount is slightly lower than the national average monthly cost of assisted living ($4,752) and includes room and board at our partner communities. Other factors can affect the total cost of assisted living include:
Compared with the cost of living in neighboring states, the cost in Oklahoma is in the middle of the range. Communities in Kansas and Texas usually cost more, while those in Arkansas and Missouri offer some savings. Costs vary throughout the state as well. In general, rates in urban communities such as Tulsa and Oklahoma City are generally higher than the state’s average cost. Look for more suburban communities in places such as Broken Arrow and Edmund to find savings while staying close to city amenities.
Cost is an important consideration when choosing senior living but finding the right level of care for your loved one matters most. For seniors who need specialized memory care, communities that provide these services are comparable to the cost of assisted living.
Read more:Assisted Living vs. Memory Care: 5 Key Differences
Average monthly costs
Oklahoma
US National average
Average monthly costs
Average monthly costs
Average monthly costs
| Community type | Oklahoma | U.S. | Cost difference |
|---|---|---|---|
| Assisted Living | $5,330/mo | $5,830/mo | 8.6% below national average |
| Memory Care | $6,168/mo | $6,999/mo | 11.9% below national average |
| Independent Living | $2,972/mo | $3,520/mo | 15.6% below national average |
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In Oklahoma, most families use a combination of private funds and public programs to cover the costs associated with assisted living. Because costs and eligibility can vary widely, it’s best to plan early to understand which payment options apply to your loved one’s situation. For an in-depth look at different payment options, visit our complete guide to paying for long-term care.
Private pay is the most common way that families in Oklahoma pay for assisted living. Personal savings, income from retirement and investment accounts, and Social Security benefits are some private pay options. Other sources of private funds include the proceeds from the sale of a home and long-term care insurance.
If your loved one is a veteran or a surviving spouse, they may be eligible for benefits from the U.S. Department of Veterans Affairs (VA), which can offset some assisted living costs. Navigating the process of applying for VA benefits can be complex and time-consuming, so we recommend seeking help from an accredited benefits counselor.
Oklahoma’s Department of Veterans Affairs provides benefits counseling with county-based veteran service representatives. Call 888-655-2838 to schedule an appointment or find a local representative.
Medicaid is a joint program of the federal and state governments and is designed to support people who have low incomes and certain conditions and disabilities. In Oklahoma, the Medicaid program is also known SoonerCare and won’t cover room and board in assisted living, but can be used to pay for:[02]
Oklahoma seniors who qualify for the state’s Aged, Blind, or Disabled entitlement program may be eligible for help with personal care services, nutrition counseling, some transportation, and more.[03]
SoonerCare also offers a home- and community-based services (HCBS) waiver program, which may expand what Medicaid pays for to cover costs associated with assisted living. The ADvantage Waiver supports elderly or disabled adults who need a nursing facility level of care and who don’t have a diagnosed intellectual disability or cognitive impairment. Covered services include personal care services, care management, personal emergency response systems, and more.[04]
To learn more about SoonerCare and how it might help offset some costs that your loved one may incur while in an assisted living community, contact the SoonerCare Helpline at 800-987-7767.
As a federal health insurance program, Medicare covers specific health care costs for eligible older adults. While Medicare won’t cover room and board costs for assisted living in Oklahoma, it can be used to cover medically necessary expenses, which can help offset the cost of assisted living for seniors and their families.[05]
To access Medicare benefit counseling, Oklahomans can reach out to the Oklahoma Senior Health Insurance Counseling Program (SHIP). This program offers one-on-one assistance, counseling, and education to Medicare beneficiaries, their families, and caregivers to help them make informed decisions about their care and benefits. You can reach the SHIP office at 800-763-2828.
In Oklahoma, the Department of Health, Protective Health Services, Long Term Care Services Division provides licensure and oversight for residential care communities. There are two types of licenses:
Residential care homes must be inspected at least three times per year, while assisted living centers are inspected at least every 15 months. These and other regulations are designed to ensure residents receive safe, cost-effective care by establishing standards for facility operation, staff training, and resident care.
Use the Oklahoma Department of Health’s Long Term Care Provider Survey/Inspection Search tool to understand a community’s license status and recent survey results.
State regulations — and a community’s track record with inspections and licensing — offer important insights into safety and quality of care in senior living communities.
Download the Guide to Senior Living Licensure and Inspection Reports to learn what to look for in inspection reports and what questions to ask when touring communities. This resource explains how to use state licensure and inspection information to evaluate a community’s compliance, care standards, and responsiveness to issues.
Let our care assessment guide you
Our free tool provides options, advice, and next steps based on your unique situation.
A Place for Mom. (2026). A Place for Mom Proprietary Data.
Oklahoma Health Care Authority. Sooner Care member handbook.
Oklahoma Human Services. Aged, blind, and disabled service information.
Oklahoma Health Care Authority. (3 Oct. 2025). ADvantage waiver program.
U.S. Centers for Medicare and Medicaid Services. Get started with Medicare. Medicare.gov.
Oklahoma Administrative Code. Chapter 663: Continuum of care and assisted living.
Oklahoma Administrative Code. Chapter 680: Residential care homes.
Overview of assisted living in OK
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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